Published: July 16, 2013 - New York Times

The Cost of Individual Insurance in New York State

The rate for individual insurance in New York is expected to drop next year. Below, the most expensive standard plans in 2014 are expected to cost less than current H.M.O. plans in Manhattan.

PLATINUM PLAN

GOLD PLAN

2014 Proposed monthly rates for two standard plans in Manhattan:

2013 Monthly rates for a standard H.M.O. in Manhattan:

Family

$2,277

2,100

1,853

2,428

2,750

Individual

$799

737

650

852

965

Family

$1,961

1,818

1,573

2,041

2,331

Individual

$688

638

552

716

818

Family

$4,366

3,225

4,755

7,052

4,581

Individual

$1,409

1,075

1,534

2,765

1,490

Insurer

Aetna

Atlantis

Empire

GHI

Oxford